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Residential Building Fire Dollar-Loss Causes (2014-2023)

National estimates

The 2023 national estimates for the leading causes of residential building fire dollar loss show that there was:

  • $2,480,500,000 loss from other unintentional, careless fires.
  • $1,501,600,000 loss from electrical malfunction fires.
  • $874,700,000 loss from open-flame fires.

Overall trends

Overall trends in the leading fire dollar loss* causes for the 10-year period of 2014 to 2023 show the following:

  • Other unintentional, careless was the leading cause of residential fire dollar loss for the 10-year period.
  • A 76% increase in residential other unintentionally or carelessly set fire dollar loss.
    The 2021 high-dollar loss fires included a $20,000,000 large residential fire in Palo Alto, California. The 2022 high-dollar loss fires included a $10,900,000 house fire in Iron Mountain, Michigan, and a $10,400,000 apartment building fire in Tacoma, Washington. The 2023 high-dollar loss fires included a $12,000,000 apartment building fire in San Antonio, Texas.
  • A 28% increase in residential electrical malfunction fire dollar loss.
    The 2022 high-dollar loss fires included an $11,000,000 apartment building fire in Belton, Missouri.
  • An 18% increase in residential open-flame fire dollar loss.
  • A reported $80,000,000 under-construction apartment and hotel complex fire in St. Paul, Minnesota, contributed to the peak in the 2020 residential intentionally set fire dollar loss.
  • The spike in the 2016 residential exposure fire dollar loss was attributed in part to the Gatlinburg, Tennessee, wildfires.
*The overall constant dollar-loss trends take inflation into account by adjusting each year's dollar loss to its equivalent 2023 value.

Leading causes of residential building fire dollar loss (2014-2023)

(in $millions *)
2014201520162017201820192020202120222023
Other unintentional, careless1413.41598.71489.11717.61917.81872.31972.92185.22383.42480.5
Electrical malfunction1196.21220.31151.51314.91489.41440.11337.31351.01553.81501.6
Open flame791.9791.9675.5787.2877.8769.2855.0789.2941.6874.7
Other heat603.5853.0509.2650.3766.8625.1791.1745.0697.7860.1
Natural623.5582.1595.2582.1627.9616.2525.7516.4656.6801.5
Intentional497.3505.3514.6918.1675.2525.01062.8614.3613.2631.1
Cause under investigation463.2504.7561.8570.1582.6535.9503.6597.5832.8622.3
Exposure507.8552.21478.6637.9379.9488.4467.9411.1534.8577.0
Cooking703.2636.1544.5518.2548.3519.5548.0555.7544.0572.7
Heating777.7504.4439.1397.4497.9418.4445.7497.0587.8488.0